.fmt-hero{background:var(--hero-dark-bg, #030213)}.fmt-hero__inner{max-width:42rem;margin:0 auto}.fmt-hero__kicker{font-size:var(--text-sm, .8125rem);font-weight:600;text-transform:uppercase;letter-spacing:var(--tracking-wider, .1em);color:var(--color-secondary);margin:0 0 .75rem}.fmt-hero__title{font-family:var(--font-heading);font-size:var(--text-4xl, clamp(1.75rem, 4vw, 2.5rem));font-weight:var(--weight-black, 900);color:var(--tx-inverse, #fff);margin:0 0 1rem;line-height:var(--leading-tight, 1.15)}.fmt-hero__subtitle{font-size:var(--text-lg, 1.125rem);color:#ffffffbf;line-height:1.6;margin:0 0 2rem}.fmt-hero__cta{display:inline-flex;padding:.75rem 1.75rem;font-size:.9375rem;font-weight:600;background:var(--color-secondary);color:var(--color-primary, #1A1A2E);border-radius:var(--radius-md, .5rem);text-decoration:none;transition:background var(--duration-fast, .2s)}.fmt-hero__cta:hover{background:var(--color-secondary-600)}.fmt-container{max-width:72rem;margin:0 auto;padding:0 var(--ct-px)}.fmt-container--narrow{max-width:52rem}.fmt-section-title{font-family:var(--font-heading);font-size:1.5rem;font-weight:var(--weight-black, 800);color:var(--tx-primary, #1A1A2E);text-align:center;margin:0 0 2.5rem}.fmt-benefits{padding:var(--sec-py-sm) 0;background:var(--sf-primary, #fff)}.fmt-benefit-grid{display:grid;grid-template-columns:1fr;gap:1.25rem}@media(min-width:640px){.fmt-benefit-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:1024px){.fmt-benefit-grid{grid-template-columns:repeat(3,1fr)}}.fmt-benefit-card{background:var(--sf-secondary, #FAFAF8);border:1px solid var(--bd-primary, #E8E5DF);border-radius:var(--radius-lg, .75rem);padding:var(--space-6, 1.5rem);transition:border-color var(--duration-fast, .2s)}.fmt-benefit-card:hover{border-color:var(--color-secondary)}.fmt-benefit-title{font-size:1rem;font-weight:var(--weight-bold, 700);color:var(--tx-primary, #1A1A2E);margin:0 0 .5rem}.fmt-benefit-desc{font-size:var(--text-sm, .875rem);line-height:1.6;color:var(--tx-secondary);margin:0}.fmt-process{padding:var(--sec-py-sm) 0}.fmt-process-steps{display:flex;flex-direction:column;gap:1.5rem}.fmt-step{display:flex;gap:1.25rem;align-items:flex-start}.fmt-step-num{flex-shrink:0;width:2.5rem;height:2.5rem;display:flex;align-items:center;justify-content:center;background:var(--color-primary, #1A1A2E);color:var(--color-secondary);font-family:var(--font-heading);font-weight:var(--weight-black, 900);font-size:1rem;border-radius:var(--radius-full, 50%)}.fmt-step-title{font-size:1rem;font-weight:var(--weight-bold, 700);color:var(--tx-primary, #1A1A2E);margin:0 0 .25rem}.fmt-step-desc{font-size:.9375rem;line-height:1.6;color:var(--tx-secondary);margin:0}.fmt-explain{padding:var(--sec-py-sm) 0}.fmt-explain-items{display:flex;flex-direction:column;gap:2rem}.fmt-explain-heading{font-size:var(--text-lg, 1.125rem);font-weight:var(--weight-bold, 700);color:var(--tx-primary, #1A1A2E);margin:0 0 .5rem}.fmt-explain-text{font-size:.9375rem;line-height:1.7;color:var(--tx-secondary);margin:0}.fmt-cta-section{padding:var(--sec-py-sm) 0}.fmt-cta-box{text-align:center;padding:3rem 2rem;background:var(--grad-navy);border-radius:var(--radius-xl, 1rem)}.fmt-cta-title{font-family:var(--font-heading);font-size:1.5rem;font-weight:var(--weight-black, 800);color:var(--tx-inverse, #fff);margin:0 0 .75rem}.fmt-cta-text{font-size:.9375rem;color:#ffffffb3;line-height:1.6;margin:0 0 1.5rem;max-width:32rem;margin-left:auto;margin-right:auto}.fmt-cta-actions{display:flex;justify-content:center;gap:1rem;flex-wrap:wrap}.fmt-cta-btn{display:inline-flex;align-items:center;padding:.75rem 1.5rem;font-size:.9375rem;font-weight:600;border-radius:var(--radius-md, .5rem);text-decoration:none;transition:background var(--duration-fast, .2s)}.fmt-cta-btn--primary{background:var(--color-secondary);color:var(--color-primary, #1A1A2E)}.fmt-cta-btn--primary:hover{background:var(--color-secondary-600)}.fmt-cta-btn--secondary{background:#ffffff1a;color:var(--tx-inverse, #fff);border:1px solid rgba(255,255,255,.2)}.fmt-cta-btn--secondary:hover{background:#ffffff26}.fmt-cta-phone{font-size:var(--text-sm, .875rem);color:#ffffff80;margin:1.25rem 0 0}.fmt-cta-phone a{color:#ffffffb3;text-decoration:none}.fmt-cta-phone a:hover{color:var(--tx-inverse, #fff)}.fmt-links{padding:var(--sec-py-sm) 0}.fmt-links-grid{display:grid;grid-template-columns:1fr;gap:1rem}@media(min-width:640px){.fmt-links-grid{grid-template-columns:repeat(3,1fr)}}.fmt-link-card{display:block;background:var(--sf-secondary, #FAFAF8);border:1px solid var(--bd-primary, #E8E5DF);border-radius:var(--radius-lg, .75rem);padding:var(--space-6, 1.5rem);text-decoration:none;transition:border-color var(--duration-fast, .2s)}.fmt-link-card:hover{border-color:var(--color-secondary)}.fmt-link-title{font-size:1rem;font-weight:var(--weight-bold, 700);color:var(--tx-primary, #1A1A2E);margin:0 0 .375rem}.fmt-link-desc{font-size:var(--text-sm, .875rem);color:var(--tx-secondary);margin:0;line-height:1.5}[data-theme=dark] .fmt-benefits,[data-theme=dark] .fmt-process,[data-theme=dark] .fmt-explain,[data-theme=dark] .fmt-cta-section,[data-theme=dark] .fmt-links{background:var(--sf-base, #030213)}[data-theme=dark] .fmt-section-title{color:var(--tx-inverse)}[data-theme=dark] .fmt-benefit-card{background:var(--sf-secondary);border-color:var(--si-surface-border)}[data-theme=dark] .fmt-benefit-title,[data-theme=dark] .fmt-explain-heading,[data-theme=dark] .fmt-step-title{color:var(--tx-inverse)}[data-theme=dark] .fmt-benefit-desc,[data-theme=dark] .fmt-explain-text,[data-theme=dark] .fmt-step-desc{color:var(--tx-secondary, #A1A1AA)}[data-theme=dark] .fmt-link-card{background:var(--sf-secondary);border-color:var(--si-surface-border)}[data-theme=dark] .fmt-link-title{color:var(--tx-inverse)}[data-theme=dark] .fmt-link-desc{color:var(--tx-secondary, #A1A1AA)}[data-theme=dark] .fmt-step-num{background:var(--sf-tertiary)}[data-theme=dark] .fmt-cta-box{background:var(--grad-navy)}